Dental insurance, either provided by your employer or a policy that you buy directly from a dental insurance company, is meant to help cover some of the costs associated with your dental care.
Routine dental care, including regular checkups and preventive services, such as cleaning, is relatively inexpensive, however, restorative dental procedures such as dental implants and crowns can be quite expensive.
Although many employers provide regular health insurance as a benefit, fewer also provide dental insurance. As the cost of healthcare has increased, many employers have dropped dental coverage or shifted most of the monthly premium cost to their employees. For example, if you work for the federal government, you can get dental insurance at a relatively low cost but you will have to pay 100% of the premium
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